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Personal Consumer Issues • The Shrinking Lifespan of Large Appliances
He was very sad. The bit ran so long they had to replace him a few times. He's the one who broke down. Statistics: Posted by Tubes — Fri Feb 23, 2024 9:33 am — Replies 95 — Views 6968
View ArticlePersonal Investments • What fund to hold while waiting for MBR distribution
I don't understand the bit about tracking the basis. While the after tax money is in the plan the provider will track the basis. When you distribute it they will report any earnings. If you had a loss...
View ArticlePersonal Investments • Portfolio Review Request
Couple of minor tweaks I would suggest, that hopefully would not incur too much of a tax cost.1) With your second mortgage, you are essentially borrowing at 5.625%, and turning around and lending to...
View ArticlePersonal Finance (Not Investing) • Auto Insurance Increases in CA with Amica
Point of reference from outside California.I pay $1000/year per car for a 2018/2019 suv.the OP is paying 9x this.Can I ask which city you live in?Statistics: Posted by catchinup — Fri Feb 23, 2024...
View ArticlePersonal Investments • VMFXX vs VUSXX
For 2023, around 80% of my dividend from VUSXX will be exempt from my state income tax. All of my dividend from VMFXX will be taxed by my state.In my state it would have been just under 50% state tax...
View ArticlePersonal Finance (Not Investing) • High Salary (>$500,000) careers
Follow your passion: Teacher > start a business for teachers > grant writing > get lucky = $500,000/year until grant source and business market dries up > retire!Statistics: Posted by...
View ArticlePersonal Consumer Issues • College cheating, what would you do?
Every 6 months at my work we go through a performance review cycle where I receive many feedbacks on my direct reports written by other colleagues. It is blatantly easy to see which ones were written...
View ArticlePersonal Consumer Issues • AT&T outage affects other MVNOs?
I'm sure we will probably get an explanation that blames some poor engineer when the root cause was likely a management issue.Sorry, I’m guessing this was an engineer’s/implementer’s mistake....
View ArticlePersonal Investments • Mark Zoril from PlanVision
I think PV is a bargain. Are they as in depth and thorough as a service you'll pay $6k for? No, but I don't need a $6k service.I use it as a sanity check and also to have somewhere for DW to go to if...
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Personal Finance (Not Investing) • FIRE vs Loving your work
Things people like about work:-you may do something you feel is meaningful or contribute to a mission or larger purpose of some sort-you may enjoy your work colleagues-you may enjoy the idea that...
View ArticleInvesting - Theory, News & General • LMP/TIPS Ladder Pros & Cons...
It seems to me the discussion of LMP/TIPS ladders is spread out and fragmented all throughout many, many threads and it could possibly be beneficial to have a master thread for people to reference and...
View ArticlePersonal Investments • IRMAA help
If you are going to consider a Roth conversion, please use a tax program to see how much taxes you will have to pay for the conversion.Statistics: Posted by prd1982 — Fri Feb 23, 2024 9:43 am —...
View ArticlePersonal Finance (Not Investing) • Who keeps original will?
...The right way to make multiple copies is to make it very clear which order they were signed in. But whether that’s still a good idea is up for debate.Are you saying that if I sign copy 1, then five...
View ArticlePersonal Consumer Issues • Fidelity 2FA with google voice not working
Today GV SMS 2FA stopped working for fido, but call me with the code works.I also experienced the same issue and even posted about it in the main Fidelity thread. Have you tried to see if the SMS...
View ArticlePersonal Consumer Issues • How do you live healthy?
Eating nothing with a face or a mother is the most effective way to reduce the likelihood of developing the most common causes of death in the developed world. www.nutritionfacts.orgThis has been...
View ArticlePersonal Consumer Issues • Florida property tax - disability
I was just reading that Florida gives a property tax exemption for several conditions including disability. Does anyone know how that works? I can’t imagine with all the retired and potentially...
View ArticlePersonal Finance (Not Investing) • K-1 box 17 values
Good morning everyone.I've reached out to my wife's cpa who does her small business taxes, but haven't heard back yet. I'm hoping someone here can give me some guidance.I'm doing our personal taxes...
View ArticlePersonal Investments • Where to manage a low touch portfolio
What type of account did you open at Vanguard, when they declined the transfer?It never really asked me for an account type. It first asked where I was funding, I chose another firm. Then filled in...
View ArticlePersonal Investments • Trad vs Roth; how much does expense ratio matter; when...
Some background info, if it helps. I'm 45. My work is, under contract, set to increase incrementally more or less annually, and barring some major event, I am likely to remain at this position until...
View ArticlePersonal Finance (Not Investing) • Resident physician nearing the end and...
Welcome to the forum.Married to a MD.My concern would be burnout. I would not plan on moonlighting very much. And the commute would exacerbate that.What about call expectations?Also Id keep the...
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